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Take Economic ActionCommunity Wealth
Income can be interrupted. Ownership compounds. This section covers the property, institutions, and structures that hold value across generations.
Why this section exists
Most household wealth in this country is held in homes, businesses, retirement accounts, and land. Every one of those requires a decision, a document, and usually a deadline. We cover each of them in practical detail, and we work directly with communities that are organizing to own more of where they live and work.
Coverage
Pre-approval, appraisal, insurance, taxes, and what to do after closing.
Titles, deeds, heirs' property, and keeping land in the family.
Land trusts and cooperative acquisition of neighborhood property.
Site control, entitlements, capital stack, and community benefit.
Corridor ownership, tenant mix, and commercial rent stability.
Worker, consumer, and housing co-ops as shared ownership vehicles.
Local funds, investment clubs, and revolving loan pools.
Where deposits go and how local lending capacity is built.
Getting municipal and institutional dollars to local firms.
Investment without displacement.
Apprenticeships, credentials, and employer partnerships.
Wills, deeds, beneficiaries, and transferring what you built.
Teaching, transferring, and protecting family assets.
Congregational land, housing, and enterprise.
Mission lenders that finance what banks decline.
Community Wealth Training
Training for each form of ownership on this page — what it means, how it works, how to get involved, and how to tell a good deal from a bad one. Each course includes lessons, an AI coach for your questions, and a test. Score 80% or higher and your certificate of completion is issued instantly. $5 per course.
Credit and down payment, pre-approval versus pre-qualification, the appraisal, closing costs line by line, and what to do the year after you close.
3 lessons · 6-question test · certificate of completion
Learn howHow title is actually held, what each deed type does, why heirs' property is the largest driver of Black land loss, and how to fix it before it becomes a partition sale.
3 lessons · 6-question test · certificate of completion
Learn howHow community land trusts hold land permanently affordable, how residents buy neighborhood property together, and how to tell a real community structure from a branding exercise.
3 lessons · 6-question test · certificate of completion
Learn howHow a project actually gets built — site control, zoning and entitlements, pro forma basics, the capital stack, and community benefit that holds up.
3 lessons · 6-question test · certificate of completion
Learn howWhy commercial leases decide who survives a corridor, how merchants buy their buildings together, and how BIDs, main street programs, and tenant mix actually work.
3 lessons · 6-question test · certificate of completion
Learn howWhat a co-op is, the three main types, how members govern and get paid, and how to convert an existing business to worker ownership.
3 lessons · 6-question test · certificate of completion
Learn howCase studies
Nine merchants formed an LLC, purchased two buildings, and stabilized rents for eleven tenants.
A church network moved $6.2M in operating deposits to a local Black-owned bank.
A family's 140 acres of heirs' property was consolidated and protected.
