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Action Academy

Pull and Read Your Credit Report

Get all three bureau reports free, understand every section, and dispute errors in writing so they actually get removed.

Beginner
45 min3 lessons6-question testAll courses

Interactive workshop

Build your credit repair plan

Tell me where your credit stands and I will lay out exactly what to do, in order.

Join free to build your plan

Sections

Pass each section to unlock the next

Read it or listen to it, then clear the section test. Sections open one at a time.

Section 1

Where to get your report for free — and where not to

Federal law entitles you to a free credit report from each of the three nationwide bureaus — Equifax, Experian, and TransUnion. The single official source is AnnualCreditReport.com Join free to read, listen, and test.

Section 2

Reading the report section by section

Locked

Personal information: names, addresses, employers. Errors here are the earliest sign of mixed files or identity theft. An address you never lived at belongs in a dispute. Join free to read, listen, and test.

Section 3

Disputing errors so they actually come off

Locked

Under the Fair Credit Reporting Act, you may dispute anything inaccurate or incomplete. Once you file, the bureau generally has 30 days to investigate and respond, and it must forw Join free to read, listen, and test.

Course test

Prove what you learned

Members take a 6-question test at the end of this course. Score 80% or higher and a certificate of completion is issued to your account.

Create your free account