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Risk, Volatility, and Spotting Investment Fraud

Understand volatility, concentration, leverage, and liquidity risk — and learn to recognize the guaranteed-return schemes built to target Black communities.

Intermediate
1 hr4 lessons5-question testAll courses

Sections

Pass each section to unlock the next

Read it or listen to it, then clear the section test. Sections open one at a time.

Section 1

Volatility and concentration risk

Volatility is how much and how quickly an investment's price moves, up or down, over time. A highly volatile investment can post large gains and large losses in short periods; a lo Join free to read, listen, and test.

Section 2

Leverage and liquidity risk

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Leverage means investing with borrowed money or a product that amplifies exposure, such as margin trading or leveraged funds. It magnifies both gains and losses — a leveraged posit Join free to read, listen, and test.

Section 3

How affinity fraud works, and why it targets us specifically

Locked

Affinity fraud is a scheme that exploits trust inside an identifiable community — a church congregation, a fraternity or sorority, a professional network, a neighborhood — to bypas Join free to read, listen, and test.

Section 4

Verifying before you send money

Locked

Any person selling securities or giving investment advice for compensation must generally be registered, either as a broker-dealer representative or an investment adviser. Check FI Join free to read, listen, and test.

Course test

Prove what you learned

Members take a 5-question test at the end of this course. Score 80% or higher and a certificate of completion is issued to your account.

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