Community wealth
Wealth that outlives one paycheck
Cooperatives, credit unions, land and homeownership, estate planning, and circulating dollars locally — the structures that turn income into generational wealth.
Roadmap
Your next steps
Work through these in order. Each one makes the next one easier.
- 1
Move money to a community institution
Black-owned banks and credit unions recirculate deposits into the neighborhoods they serve.
- 2
Protect what the family already owns
Wills, deeds, and titles. Heirs' property loss is one of the largest drivers of Black land loss.
- 3
Learn cooperative models
Buying clubs, investment clubs, and co-ops let a group do what one household cannot.
- 4
Track where your dollars go
Shift a measurable share of household spending to Black-owned businesses each month.
- 5
Teach the next person
Wealth transfers through knowledge before it transfers through assets.
Resources
Recommended resources
Everything here is already on the site.
Take the first step
Explore community wealth
Start with one structure and build from there.
Keep going
Other starting points
Most people end up working on more than one.